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Kerala State Cost effective, During 2014-15 KESNIK took up housing works INFRASTRUCTURE
Nirmithi energy efficient for various departments and started ‘Kalavaras’
Kendra and environment to ensure availability of building materials at
reduced price for EWS housing schemes.
friendly technology

Kerala Police Construction Construction of Top floors of D&G Blocks of
Housing activities related PHQ Complex is in progress
&Construction with Police Head
Corporation Quarters and
limited women police cell.

Kerala State Provide financing During 2014-15 upto 30/9/2014, an amount
Co-operative facilities for the of `4517.70 lakh has been disbursed for
Housing affiliatedprimary co- constructing 1369 housing units among
Federation operative housing EWS,LIG,MIG and others. Houses assisted
societies(PCHS) and amount disbursed by Kerala State Co-
for the construction Operative Housing Federation is given in
of houses, repair/ Appendix 5.64.
extension.

Sainik Welfare Providing house The beneficiaries annual income limit is

Housing Dept. building grant `150000/- and the present rate of grant is

to disabled Ex- `100000/-. The income limit is not applicable

servicemen before to the war widows and war disabled Ex-

completion of terms servicemen.

of engagement,

recruits, war

widows and widows

of jawans died in

harness

Centrally Sponsored Schemes tapped by the State Government

5.212 The Government of India has targeted social housing as one of its primary focus areas and
has given special attention to the needs of the slum dwellers and housing for the weaker sections.
In order to stimulate housing and Urban Development in the country Government of India has come
out with the following major policy initiatives.

• Working Women’s Hostels:- The Scheme aims to provide safe and affordable accommodation
for working women and is implemented by Kerala State Housing Board by availing 75%
of construction cost as Central Govt Grant and 25% State Government share. Board has
completed four projects at Muttom, Kakkanad,Gandhinagar and Pullazhy.

• Indira Awas Yojana (IAY):-IAY is implemented through Local Self Government Institutions to
help rural BPL houseless families to the construction of houses.

• Housing Schemes under JNNURM:-The JNNURM was launched by the Central Government
in 2005 with two sub missions Basic Services for Urban Poor (BSUP) and Integrated Housing
and Slum Development Programme (IHSDP) under housing sector.

• Interest subsidy scheme for housing the urban poor (ISHUP):-The Interest Subsidy
Scheme for Housing the Urban Poor (ISHUP) is to provide long term finance to urban poor
The ISHUP has been replaced by Rajiv Rinn Yojana

• Rajeev Awas Yojana:- Rajeev Awas Yojana envisages ‘slum free India’ by encouraging
States and Union Territories to tackle the problem of slums in a definitive manner .

Economic Review 2014